Single Family Home vs. Condominium

Are you considering buying a house of your own or maybe a condominium? Both types of housing, cost, and even lifestyle have its advantages and disadvantages that might help you to find out what’s affordable and suitable for your own needs.

Please explain what a house and a condo are so that we can compare the two. Consequently, a house is a detached home with four exterior walls that is unconnected to any other residential building. Although you’ll find row houses that are built side-to-side on small lots. It’s usually on a lot with a yard in the front or back, and the owner of the house also owns the land the house sits on. 

On the other hand, a condominium or known as “Condo”, it’s in a shared building or a complex, and it’s usually much smaller in square footage than a house. More like an apartment you own. The condo management owns the exterior of the building as well as it’s the garage, parking area, activity halls like gym, swimming pools, even the clubhouse. They’re typically less expensive than houses, but you do have to pay attention to those pesky HOA (Home Owners Association) fees. That is why, it’s very popular with first-time homebuyers, investors, and downsizers.

Here are 3 of the things you need to know about whether you should get a single-family home or condominium.


If you’re the type of person who loves privacy and gives it importance, then a “house” could give you a lot more privacy than in condo units. Owning a house means you have the authority to put NO TRESPASSING sign in front of your yard. While living in a condo unit, yes you have a bit of privacy for. However, you’ll have to interact with other homeowners on that building daily. Since you’re all living in one big complex building. The space you bought is the only privacy you can have in a condo unit. So, you might want to consider this one if you’re the type of person who values privacy.


Yes, our houses do needs maintenance sometimes. Maintenance is limited to the inside of the condo unit you bought, this is because the HOA fees only pay for the expensive parts of the building. However, you don’t need to worry about what needs to get fixed. You can just tell the management and they’ll fix it for you.

On the contrary, there are also some drawbacks to being a homeowner. As all maintenance fees are completely your responsibility, whether inside and outside your property. Also, when you purchase a house since you’ll never know when you’ll need to take care of something, so you might want to consider buying the necessary tools and equipment for maintenance.


One of the big pros of owning a house is being the one in charge of the remodeling and/or renovating the property without needing other people’s permission. It also allows more features like closet, basement, and attics. but you’ll be the one responsible for the cost of it, all alone. You’re naturally going to be needing your neighbor’s consent if you want to make renovation on your condo unit, as you share the same building with them.

As well as letting the management decide which renovation is only applicable to your occupied space. But the good thing about this is that the management can help you with the cost especially if the unit has some damage. Most condos have their activity hall or amenities, such as fitness centers, gym, pools, club, resort-like, and more. Well, that might be expensive in a house.


As a condo owner, the management will make your life easier and help increase the value of your investment. A poorly run homeowner’s association can do the opposite. Which is why all members of the association take part in the process of deciding on the building. Even though homeowners in a condominium look for safety, convenience, and the sense of being in a healthy community, some of them don’t like the restrictions and regulations within the condos. While if you own your own house, you have your freedom. No rules need to abide in your own space, although there are still rules and laws you need to abide as a resident of a particular area.